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The Minnesota energy rebates you may qualify for: and the ones worth waiting for.
Utility rebates, city matches, state grants, and the pending federal HEAR/HOMES programs, sorted for your address, household, and project: plus the sequencing rules that decide whether you leave thousands on the table.
Figures last verified July 6, 2026.
The state of play, July 2026
Three buckets of money. Only one is open right now.
The federal 25C/25D tax credits expired December 31, 2025 (2025 installs are still claimable this tax season). Minnesota's up-to-$14,000 Save Energy Minnesota rebates have not launchedand are not retroactive. Utility and city rebates are live right now. Which bucket your project lands in depends on your income, your utilities, and your timing. That's what the checker sorts out.
Live now
Xcel pays up to $2,000 for a cold-climate heat pump. CenterPoint adds up to $1,500 plus a dual-fuel adder. Minneapolis, Northfield, and St. Louis Park stack city money on top. Most people apply for one and miss the rest.
Coming: don't jump early
HEAR will cover up to $14,000 for income-qualified households, and Minnesota adds a $4,000 heat pump rebate on top. None of it is retroactive. If you qualify and your furnace still runs, timing is everything.
Order of operations
Insulate before the heat pump and Xcel adds $600. Get the audit before HOMES. Get city pre-approval before signing. The sequencing rules are where the money hides.
Browse by project
What are you thinking about doing?
Heat pump rebates
Up to $2,000 from Xcel, plus city stacks
Mini-split rebates
Ductless options for older homes
Insulation rebates
The rebate that unlocks other rebates
Air sealing rebates
Cheap work, outsized payback
Water heater rebates
Heat pump water heater rebates
Electrical panel rebates
Wiring & panel upgrade money
Consumer protection
The Department of Commerce is warning about rebate scams. Good.
Unsolicited calls and door-knockers "helping" with energy rebates are how homeowners get burned. Everything here links to the official program page so you can verify every number yourself: and our scam shield shows you exactly what legitimate contact looks like.
Open the scam shield- Real rebates never require a deposit to “reserve” them.
- No legitimate program cold-calls you: you apply to them.
- Every contractor should have a verifiable Minnesota license.
- The rebate belongs on the written quote as a line item, not a promise.
Start with your address.
Two minutes, no login. See every live rebate you qualify for, what order to claim them in, and what's worth waiting for.
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