Ductless mini-split heat pump rebates in Minnesota
Every figure links to its official source · verified 2026-07-06.
Ductless mini-splits qualify for most of the same Minnesota money as ducted heat pumps — they're the standard answer for homes without ductwork, additions, and electric-baseboard retrofits.
Live now — verified amounts
$1,600 standard mini-split; $2,000 cold-climate mini-split. Paid per outdoor unit; must heat and cool.
Official source · verified 2026-07-06 · all Xcel Energy rebates
Not with one of these utilities? Most Minnesota co-ops and munis run similar rebates that aren't centrally published — look up your utility's page for contacts.
Coming — Save Energy MN money for mini-split
Under HEAR's published caps, heat pumps (including ductless systems) can qualify for up to $8,000 for income-qualified households.
These amounts are provisional and the program has not launched. HEAR cannot pay retroactively, and the state cannot guarantee earlier projects will qualify for HOMES — don't sign a contract that depends on unlaunched money.
Order of operations
Mini-splits count as heat pumps for HEAR purposes, so the same warning applies: income-qualified households that install before Save Energy MN launches walk away from the federal share.
Get a mini-split estimate from a contractor who knows the rebates
Free to you — one licensed Minnesota contractor gets your request and quotes the project with the rebate stack applied. Participating contractors pay to receive estimate requests; that never changes your price.
Get one email the day the $14,000 rebates launch
Save Energy Minnesota has no launch date, and starting work early can forfeit the money — HEAR can't pay retroactively, and the state can't guarantee earlier HOMES projects will qualify. We watch the Commerce page so you don't have to — you'll know the day it goes live, with your tier and the official link. We never sell your email.
Cold-climate heat pump rebates →
Insulation rebates →
Air sealing rebates →
Heat pump water heater rebates →