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Xcel Energy mini-split rebate

Verified 2026-07-06 against Xcel Energy's official program page.

Ductless mini-split heat pump$1,600–$2,000

$1,600 standard mini-split; $2,000 cold-climate mini-split. Paid per outdoor unit; must heat and cool.

Official Xcel Energy source · verified 2026-07-06

What stacks on top for Xcel Energy customers

Under HEAR's published caps, heat pumps (including ductless systems) can qualify for up to $8,000 for income-qualified households.

Save Energy MN has not launched and its amounts are provisional. HEAR cannot pay retroactively; timing the project matters if your household is income-qualified.

Mini-splits count as heat pumps for HEAR purposes, so the same warning applies: income-qualified households that install before Save Energy MN launches walk away from the federal share.

Get the full stack for your household

The rebate checker combines Xcel Energy's rebates with city matches, state programs, and income-based tiers for your specific situation. Statewide comparison: all Minnesota mini-split rebates.

Get a mini-split estimate from a contractor who knows the rebates

Free to you — one licensed Minnesota contractor gets your request and quotes the project with the rebate stack applied. Participating contractors pay to receive estimate requests; that never changes your price.

Get one email the day the $14,000 rebates launch

Save Energy Minnesota has no launch date, and starting work early can forfeit the money — HEAR can't pay retroactively, and the state can't guarantee earlier HOMES projects will qualify. We watch the Commerce page so you don't have to — you'll know the day it goes live, with your tier and the official link. We never sell your email.

Verify before you sign. Xcel Energy sets these amounts and can change them or exhaust program funds mid-year. Confirm on the official source linked above, and treat any unsolicited rebate pitch with the scam shield.